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The app is not much more than a shortcut to composing an email, like Captio for i Phone.

Square is debuting its own i Phone and Android app for Cash as well, but not in the conventional sense.

Upon opening the app, you’re presented with a number pad for entering a dollar amount.

Square Cash enters a busy arena of payments solutions from Pay Pal to Venmo, all of which claim to offer the best way to send money to friends.

Some of these services are apps, and some are websites, but frankly, none of them are very easy to use.

There’s not even an "Accept Money" button to tap or click. Square Cash seems like a natural complement to the company’s existing Wallet app for wirelessly purchasing items from Square businesses, but company leadership decided it would be best to keep the two experiences separate.